Young people: are you doom-saving or doom-spending? How are you approaching the future?

We want to hear from people under 30 about how you feel about the future and whether it’s changed the way you live your life, for better or worse

The future feels a little hard to plan for right now.

We’ve just lived through the hottest summer on record, global conflict looms large and AI has people wondering whether their job will still exist in five years – assuming they’ve got one in the first place.

So, with all that hanging over us, are young people simply thinking: we might as well enjoy ourselves while we can?

We want to hear from people under 30 about how you feel about the future and whether it’s changed the way you live your life, for better or worse.

Have you stopped bothering to save because what’s the point? Are you spending your money now rather than worrying about some hypothetical future version of yourself? Have you embraced a more carpe diem outlook – going out on a Monday because why not, dating someone because they seem fun, booking a holiday on a whim because …

Or perhaps all this uncertainty has made you more cautious, more focused on getting your finances in order and determined to build a future you can rely on.

Whatever your approach, we want to hear from you. How has the state of the world changed the way you live your life?

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